Who We Help
For homeowners who are asset-rich but liquidity-constrained.
Equity Reserve is built for owners of high-value primary residences with substantial equity and low-to-moderate existing mortgage balances.
The High-Value Homeowner
You own a valuable residence but don’t want to sell it to access capital.
The Retiree
A significant portion of your wealth may be tied up in your home rather than liquid investments.
The Business Owner
You may want additional liquidity without selling a valuable residence.
The Investor
You may want to access capital while retaining ownership of the property.
The High-Net-Worth Homeowner
Your home may represent one of your largest assets—and one of your least liquid.
The Family / Estate
You want to explore options for accessing home equity while maintaining ownership and flexibility.
Eligibility and availability vary by borrower, property, program and lender requirements.
Geography
Rooted in coastal Southern California.
Equity Reserve focuses on affluent coastal markets and serves additional states where Equity Reserve and its lending partners are properly licensed and authorized.
You built the wealth.Why should it all stay locked in the house?
Your home may be your largest asset. Equity Reserve helps eligible homeowners explore whether a portion of that wealth can be accessed without selling the property.
The First Step