Licensing & Regulatory Disclosures

Illustrative information only. This calculator does not constitute an offer, approval, commitment to lend or guarantee of available proceeds. Actual eligibility and proceeds depend on borrower age, property value, appraisal, existing liens, property characteristics, interest rates, applicable proprietary program and lender underwriting requirements. Interest and applicable costs may accrue to the loan balance. Program availability and terms vary.

Material on this website is advertising. It is not an offer to lend, and it does not guarantee that any homeowner will qualify for any program. Program availability, terms and requirements vary and are subject to change.

Equity Reserve and its lending partners operate only in states where they are properly licensed and authorized. No representation of nationwide availability is made.

Entity name, legal structure, NMLS or state license identifiers and related disclosures will be published here once supplied by Equity Reserve. No licensing information is represented on this site until it has been provided and verified.

Equity Reserve supports equal housing opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability or any other protected characteristic.

Borrowers under proprietary reverse mortgage programs generally remain responsible for obligations such as property taxes, homeowners insurance, maintenance and occupancy requirements under the loan terms. Failure to satisfy applicable requirements may cause the loan to become due.

Information provided by Equity Reserve is for general educational purposes and is not legal, tax, investment, mortgage or financial advice. Individual circumstances vary. Consult an appropriately licensed professional for advice regarding your situation.

Equity Reserve does not provide legal advice or prepare legal documents. Any legal services are provided by independent licensed professionals.