Perspective · 5 min read
Why High-Value Homeowners Are Looking at Home Equity Differently
In markets such as Newport Beach, Corona del Mar, Newport Coast, Laguna Beach and Dana Point, a residence purchased decades ago may now represent the single largest line on a household balance sheet.
Sophisticated owners increasingly treat that position as an asset allocation question rather than a borrowing question: how much of the balance sheet should remain illiquid in a single property?
Proprietary home-equity access is one instrument among several. It is not right for every owner, and it is not a substitute for tax, legal or investment advice.
What it can offer eligible homeowners is a way to explore liquidity while retaining ownership, subject to program and lender requirements.
Check your equity
See an illustrative estimate of your home equity and the portion that may potentially be accessible.
Illustrative information only. This calculator does not constitute an offer, approval, commitment to lend or guarantee of available proceeds. Actual eligibility and proceeds depend on borrower age, property value, appraisal, existing liens, property characteristics, interest rates, applicable proprietary program and lender underwriting requirements. Interest and applicable costs may accrue to the loan balance. Program availability and terms vary.